Meet Maria Mejia
Empowering Your Financial Journey
Discover Maria, your dedicated financial expert, committed to guiding you through every financial decision with clarity and confidence. With a passion for helping businesses succeed, Maria brings expertise and personalized support to ensure your financial goals are met.
Ever since starting school, at the community college, I have enjoyed doing accounting and the numbers aspect of business. In my first accounting class, everything just clicked together. I understood the concepts and knew how everything flowed together. I eventually graduated from Ensign College and went to Brigham Young University-Idaho. I enjoyed accounting even more as the classes became more challenging. I was the one kid always excited to learn new concepts.
I had always known that I didn't want to work in a big accounting business or a big corporation. I did an internship in a small accounting office and enjoyed it. I learned that I also like doing taxes. The idea of starting my own business had just begun to creep in. I worked in the accounting office for about a year before I moved up to Canada.
I was preparing to look for another office job when a family friend suggested starting an accounting business. That is when my first bookkeeping firm was born. The goal was to help small startups understand and organize their finances and be ready for tax time.
I had thought you needed to be a special kind of person to run a business and be an even more special kind of person to be an entrepreneur. I went to different networking groups in the community and found out that entrepreneurs come from all walks of life and at different points in their lives.
Getting to know different entrepreneurs and their businesses has helped me understand there are many strengths different people bring. I want to help people do more than just be compliment with the CRA. I want them to not only understand their numbers but to utilize them to grow their businesses. Partnering with David has amplified my knowledge to be able to better help fellow entrepreneurs.
I love accounting and I love bookkeeping. I love to continue to learn new things and use new technology. I also love helping other people. If I can help another person understand how money works, my life goal has been reached.
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Business credit cards can be incredibly useful, but only if you choose the right one. A business credit card should support your operations and financial goals. The right card can help you manage cash flow, earn rewards, and simplify your business spending, but not all cards offer the same benefits.
Here are a several key things to look for:
1. Look at the annual fee. Some cards offer great value, but make sure the perks actually justify the cost. If not, you might be better off with a no-fee option.
2. Check if the rewards match your business spending. If you travel often, a card with airline or hotel points could be helpful. If most of your spending is on supplies, software, or ads, look for cashback in those categories.
3. Pay attention to the interest-free period. An interest-free window can give you flexibility for short-term purchases without added costs as long as you can pay it off in time.
4. Choose a card that makes bookkeeping easier. Some cards integrate with accounting software like Xero or QuickBooks, or offer downloadable statements that simplify reconciliation and reporting.
5. Consider employee card access. If your team needs to make purchases, look for a card that allows you to issue employee cards with spending limits and tracking features.
6. Evaluate the sign-up bonus. Intro offers can be a nice bonus, but only if the minimum spend fits your usual business activity. Don’t overspend just to earn points.
7. Read the fine print. Avoid surprises by choosing a card with clear, transparent terms. Watch out for hidden fees or unclear reward structures.
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