Meet Maria Mejia
Empowering Your Financial Journey
Discover Maria, your dedicated financial expert, committed to guiding you through every financial decision with clarity and confidence. With a passion for helping businesses succeed, Maria brings expertise and personalized support to ensure your financial goals are met.
More About Maria
Accountant | Dedicated | Knowledgeable | Supportive | Trustworthy
I have always wanted to help people. I grew up in a big family of 7 kids, so there were always opportunities to learn and to teach. In middle and high school, I would do babysitting jobs for family friends.
Ever since starting school at the community college, I have enjoyed doing accounting and the numbers aspect of business. In my first accounting class, everything just clicked together. I understood the concepts and knew how everything flowed together. I eventually graduated from Ensign College and went to Brigham Young University-Idaho. I enjoyed accounting even more as the classes became more challenging. I was the one kid always excited to learn new concepts.
I had always known that I didn't want to work in a big accounting business or a big corporation. I did an internship in a small accounting office and enjoyed it. I learned that I also like doing taxes. The idea of starting my own business had just begun to creep in. I worked in the accounting office for about a year before I moved up to Canada.
I was preparing to look for another office job when a family friend suggested starting an accounting business. That is when my first bookkeeping firm was born. The goal was to help small startups understand and organize their finances and be ready for tax time.
I had thought you needed to be a special kind of person to run a business and be an even more special kind of person to be an entrepreneur. I went to different networking groups in the community and found out that entrepreneurs come from all walks of life and at different points in their lives.
Getting to know different entrepreneurs and their businesses has helped me understand there are many strengths different people bring. I want to help people do more than just be compliant with the CRA. I want them to not only understand their numbers but to utilize them to grow their businesses.
I love accounting, and I love bookkeeping. I love to continue to learn new things and use new technology. I also love helping other people. If I can help another person understand how money works, my life goal has been reached.
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Common Budgeting Mistakes Business Owners Make
Business budgeting is just as important as personal budgeting because your business is what funds your personal life. If your business finances are not managed well, it becomes very difficult to pay yourself consistently, save, or plan personally.
We see this often with clients. When there is no clear budget in the business, it becomes harder to pay yourself consistently, plan, or feel confident about your financial decisions.
The good news is these are simple to fix once you know what to look for. Here are some of the most common ones:
1. Not using real numbers. Many business owners estimate their budget instead of using actual data. A better approach is to review the last few months of income and expenses, so your budget reflects what is really happening in your business.
2. Forgetting to plan for taxes. It is easy to focus on expenses and overlook taxes. Setting aside a percentage each time you receive income can help you avoid a large and stressful bill later.
3. Mixing personal and business spending. When personal and business expenses are combined, it becomes very difficult to track where your money is going. Keeping separate accounts makes budgeting much clearer and more accurate.
4. Not reviewing the budget regularly. A budget is not something you set once and forget. It should be reviewed monthly so you can adjust based on changes in your business.
5. Ignoring small recurring expenses. Subscriptions and small monthly charges can add up quickly. Reviewing these regularly can help you cut unnecessary costs.
6. Not planning for slower months. If your income changes throughout the year, your budget should reflect that. Setting aside extra during stronger months can help you stay steady during slower periods.
If budgeting has felt confusing or frustrating, you are not alone. With a few simple changes, it can become a tool that helps you stay organized and make better decisions.
If you need help getting your bookkeeping organized so your budget actually works, we would love to support you. Reach out, and we can help you clean up your numbers, stay on track, and build a simple system that gives you clear visibility into your finances.
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